COVID-19 Economic Injury Disaster Loans (EIDL)
Rescheduled to Wednesday, December 15th – 1:00 pm – 2:00 pm
Learn how this federal small business loan program supports small businesses’ recovery from the COVID-19 disaster’s economic impacts by providing accessible and borrower-friendly capital. Loans are direct from SBA that must be repaid; low-interest (3.75% business /2.75% non-profit) fixed-rate, 30-year long-term loan to help overcome the effects of the pandemic by providing working capital to meet operating expenses. Use may go toward working capital to make regular payments for operating expenses, including payroll, rent/mortgage, utilities, and other ordinary business expenses, and to pay business debt incurred at any time (past, present, or future).
Presenter
Terry A. Bolden serves as the Deputy District Director for the U.S. Small Business Administration’s Central and Southern Ohio District Office, managing the delivery of the agency’s financial assistance, technical assistance and government contracting activities to customers and stakeholders throughout 60 of Ohio’s 88 counties.
Bolden is a dedicated public servant with over 25 years of an exemplary track record in leadership, business development, infrastructure, and heavy highway transportation. Bolden is recognized as an effective collaborator, creating strategic alliances across the state of Ohio.
In 2020, Bolden joined the SBA after serving in key roles with Federal, State and local government agencies throughout Ohio. Bolden’s previous roles include: Manager for the City of Columbus Mayor’s Office of Diversity and Inclusion; Administrator at the Ohio Department of Transportation (ODOT); Business Advisor for the U.S. Department of Commerce; Compliance Officer with the Northeast Ohio Regional Sewer District; and Construction Inspector with the City of Cleveland Water Department.
A native Clevelander and graduate of Cleveland State University, Bolden has a passion serve his fellow Ohioans achieve prosperity.
Epic Experiences
Wednesday, November 17th – 1:00 pm – 2:00 pm
The Ohio Travel Association has done its research on elevating experiences to a transformative level and is launching an Epic Group Experiences designation program for businesses throughout the Midwest. Learn more about this program to attract groups to your downtown.
Presenter
Melinda Huntley is the executive director of the Ohio Travel Association (OTA), a nonprofit organization that provides support for museums, attractions, visitor bureaus, retail shops, hotels, restaurants, and other businesses wanting to attract travelers. OTA advocates for smart policies that increase travel in Ohio and helps businesses. With career experience in public relations at Cedar Point, running a CVB along Lake Erie and helping communities develop heritage and outdoor experiences, she has a unique understanding of opportunities for businesses and communities of any size.
Bring Back Main Street with Small-Scale Manufacturing: The Who, the Why, and the How
Wednesday, September 15th – 1:00 pm – 2:30 pm
Too many places are stuck in a default model of economic development strategies left over from the 80’s. People and places are being left behind. It doesn’t have to be that way. Attend this webinar to learn about how we can flip the model on economic development and do it in a better way. One that invests in people and places. One with a focus on action now and not just long-term plans. We’ll discuss how to build a strong and resilient economy through concrete steps to include all types of talent in your entrepreneurship efforts, why (and how) to focus on small-scale manufacturing businesses as a catalyst, and how new real estate models for main street (and downtown) can be essential to your success.
Special bonus: We’ll be giving away a few copies of Ilana’s new book, Recast Your City, to webinar attendees.
Presenters
Ilana Preuss is the Founder & CEO of Recast City, author of the new book, Recast Your City, and co-author of Discovering Your Maker Economy and Made in PLACE: Small-scale manufacturing & neighborhood revitalization. Through Recast City, she partners with local leaders to bring main street back to life, bring business back to downtown, and build an inclusive and resilient economy. She is passionate about making great places and sees that small-scale product businesses are a missing piece in today’s mixed-use development, commercial property repositioning, and local economic development strategy. Preuss’ passion for great places grew out of her experience working with big and small cities all over the country when she led the technical assistance program at the U.S. EPA Smart Growth Program, and as the Vice President & Chief of Staff at Smart Growth America.
I Need Capital for My Small Business… Now What? Webinar
Wednesday, September 9th – 1:00 pm – 2:00 pm
Join Heritage Ohio and Economic and Community Development Institute (ECDI) for a discussion of small business training and funding resources. ECDI is a statewide resource for Ohio businesses, providing educational classes to improve small business success and lending programs for startup and expanding businesses.
Aaron Cornell, Director of Community and Rural Lending at ECDI, will discuss some of the challenges that small business owners face, as well as resources available to current and future small business owners to overcome these challenges. Additionally, Aaron will discuss factors that lenders, including banks and other lenders such as ECDI, look for. Participants will leave knowing who they can talk to for small business advice and take away practical tips to increase their chances of receiving funding for their business.
At ECDI, Aaron Cornell helps clients across Ohio access capital for their small businesses. ECDI is a nonprofit micro and small business lender headquartered in Columbus, Ohio, providing lending and training opportunities to business owners not able to access traditional sources of capital. Learn more about ECDI on their website.
Back to Business – Delaware
Main Street Delaware
Right as businesses reopened, downtown Delaware was struck by a flood. This could have been devastating to local businesses, but the Delaware community stepped up to help. Main Street Delaware had raised $3,000 for a COVID-19 relief fund, but after the flood they reopened it and raised a total of $27,000 to support small businesses.
Supporting small businesses is a priority for the Delaware community. Main Street Delaware encourages this by helping businesses with funding, marketing resources and support. Businesses have adapted creatively and work to support downtown and each other during this difficult time.
“We’ve got a lot of traction on supporting local over the years,” Director Susan Bibler says. “People understand that supporting small businesses and our community is important right now to get through this challenging time.”
For a week, Main Street gathered volunteers and helped clean up downtown businesses affected by flooding. They collected buckets, mops, bleach, fans, gloves and paper towels in the Main Street office to help businesses get back on their feet.
The Friday before the initial shutdown, Bibler and a videographer visited downtown businesses. Anticipating the shutdown, they recorded footage — a mug of coffee poured, a pizza pulled out of an oven — to create a reopening video campaign to promote downtown.
Main Street Delaware also supported downtown businesses by creating signs. With the city, they designed a “Be Aware Delaware” sign that lists precautions and social distancing specific to each business.
“They had to figure out how to make and open their spaces,” Bibler says. “In the meantime, we figured out some logistics. We could do that for them.”
Some businesses that creatively adapted to COVID-19 include the event center Gather. Gather hosted private proms for small groups of people, often just one couple. For two hours, the group had the space to themselves with music and lighting to try to capture the high school experience they lost.
Another business sold t-shirts to raise money for downtown businesses. Homestretch Apparel was set to open on the First Friday event in April. The event was cancelled, but the t-shirt business still opened and designed a “Delaware Has Heart” t-shirt and donated $10 of each to support small businesses.
Bibler says other businesses have switched to and developed their online platforms, scheduled appointments to shop, and implemented safety measures. The downtown has three breweries, and they have started canning or bottling beer and providing orders for pickup once a week.
Outdoor seating has contributed to the successful reopening of many restaurants. Many of the thirty-two restaurants have patios and wide sidewalks in addition to closed off parking spots. Main Street Delaware has had a DORA in place for a while, but it was open for events only. Now, it’s open Wednesdays through Sundays.
To promote more social distancing, the farmers market was moved from the downtown to the fairgrounds. Before, people visited downtown businesses as they shopped at the market, so Main Street allowed businesses such as Fresh Start bakery, The Greater Gouda and Olivina Taproom to set up at the farmers market.
“It’s been a very positive experience once we got the word out,” Bibler says. “People are just happy to see it continue.”
Another popular downtown event is First Friday. The Main Street Delaware program is 21 years old, so First Fridays are a staple in the community now with different themes each month, late shopping hours and activities for kids. Before the shutdown, each First Friday would attract 5-10,000 visitors downtown.
“It’s a successful event, and we didn’t want people to lose focus of our downtown,” Bibler says.
To keep downtown businesses on people’s minds, Bibler decided to host First Friday at home. Families were encouraged to leave chalk drawings all over the downtown and community as a “chalk-it-up” Friday.
“When everybody was at home, I think families were looking for activities to do,” Bibler says, “People appreciated that as opposed to just not having first Fridays anymore.”
Bibler and the Main Street Delaware team are brainstorming ideas for future virtual events and looking ahead to Christmas. All the plans that have been perfected over the years do not apply anymore, so they are thinking ahead and planning to meet this challenge.
“The folks who are being proactive and open to new opportunities are going to succeed in the end,” Bibler says. “The community really appreciates the ability to continue shopping and supporting locally.”
Arts Commissions: Creating Cool Downtowns Webinar
Wednesday, August 12th – 1:00 pm – 2:00 pm
Art is one of the most important elements of creating a cool downtown. This webinar will share the success of four communities from around Ohio: Athens, Canton, Hamilton, and Toledo. What are their most successful projects? What barriers have they had to overcome? How have they funded these improvements? Each community will provide a short overview and then presenters will be available to answer your questions.
Please join: Carol Patterson Chair of the Athens Municipal Art Commission; Tricia Ostertag, VP Marketing & Special Events for Arts in Stark; Jacob Stone, Communications Specialist City of Hamilton; and Ryan Bunch Director of Community Initiatives at the The Arts Commission, Toledo
Change and Tradition: Downtown Main Streets in Ohio Web Discussion
Thursday, June 11th – 1:00 pm – 2:00 pm
Wellington has a rich tradition of late 19th Century commercial buildings that have been preserved in the downtown area. This look at the buildings of downtown will focus on the styles of the original buildings, both in current photos and historic photos, and the changes that have been made to the streetscapes over the years. To put the town in context, we will look at the development of downtowns in various places throughout Ohio, including Hudson, Medina, Norwalk, and Warren.
Speaker
Christie Borkan is an architectural historian who grew up in Wellington, living on North Mill Street and later on South Main Street. She earned a BA in Art History from Hiram College, and an MA from the Winterthur Program in Early American Culture, University of Delaware. She has worked in the Spirit of ’76 Museum, the Cleveland Museum of Art, Hale Farm & Village, and the Western Reserve Historical Society. She has also taught courses in American Decorative Arts and American Architecture for over 30 years at Hiram College and Cleveland State University.

Why Signage is Important & Why Business Owners Aren’t Excited About Signs, But Should Be! Web Discussion
Thursday, June 11th – 11:00 am – 12:00 pm
Meggan and Jason with Innovative Marketing Products will discuss sign materials and cost as well as designs, colors, fonts and what to put on a sign.
We would love to leave time to answer questions. Jason will handle all questions related to specs and fabrication as he can answer any question ( we mean any) that you may have.
Innovative is a small sign shop located in Wellington, OH. We are entering our fourth year as business partners, but Jason has over 20 years experience with signage and industrial arts. We specialize in designing and fabricating custom signage. We take a lot into consideration before we have a solid foundation for a sign idea. We do one to two site surveys of a business to help us develop a plan for a sign. We will then design and create digital images to share with a business owner before we begin production.
In many cases, we handle all the sign licenses with the city and finalize details with the building departments. We also do sign refurbishment; providing some TLC to older signs or a logo change. We also offer banners and car graphics. When we first got started we thought we would go into personalized products as well as signs, but we are sticking to signs, banners and car graphics, so you may see a name change! The best place to find us is on Facebook at Innovative Marketing Products, llc.

Medina: 60 Years of Targeted Historic Preservation Web Discussion
Wednesday, June 10th – 1:00 pm – 2:00 pm
Founded in 1818, and suffering a major fire in the 1840s, and again in the early 1870s, Medina, Ohio has risen like a phoenix several times over its storied history. Largely rebuilt between 1871-1881, our community features a cohesive and comprehensive collection of mid-to-late 19th Century brick commercial buildings.
In the mid-1940s, Medina, was chosen as a quintessential, Midwestern small town in America, and was the focus of an RKO/Pathe Pictures 20-minute short film called Hometown USA. However, by the 1960s, the historic buildings surrounding the town square has been modernized, bastardized, and generally ignored.
Join Matt Wiederhold from Main Street Medina as he shares how 60 years of targeted historic preservation and private investment became the stepping stones to economic vitality in Medina, Ohio, and how important preservation and authentic placemaking is to creating a vibrant community.

Banker Panel Online: Covid-19 Assistance Questions Answered
Wednesday, June 3rd – 1:00 pm – 2:00 pm
Answers to your hard questions from our panelists at Richwood Bank:
- PPP forgiveness
- SBA – what they can do for small business
- How to ask for help
- Banking on the other side of Covid
- Small Business, custom solutions
- Communication – More is better
- How to use marketing tactics – different ways people are shopping
Speakers
Chad Hoffman
President/CEO
choffman@richwoodbank.com
Emily Davis-McElroy
Union County Regional Vice President
edavis@richwoodbank.com
Heather Wirtz
Chief Experience Office
hwirtz@richwoodbank.com
Richwood Bank since 1867
www.RichwoodBank.com

Ohio’s Historic Architectural Styles Webinar
Thursday, May 28th – 2:00 pm – 3:00 pm
Celebrate National Historic Preservation Month by discovering the richness and diversity of Ohio’s architecture. The story of Ohio, from early settlement, through industrial expansion, to modern times, is reflected in its landmark buildings, urban centers, small towns, and the work of specific architects and builders. This free webinar will introduce broad architectural trends and characteristics of specific styles examined within the context of 19th and 20th century Ohio.
This webinar is provided by The Ohio Arts Council.

Reopening Your Business: Practical Considerations Webinar
Wednesday, May 13th – 1:00 pm – 2:00 pm
Join the legal team from Vorys Law Firm as they share practical consideration for re-opening your business following Covid-19 closures.
We will have four experts providing a variety of information, which meet a variety of needs in our communities:
- Karen Cincione: Government relations and state stay home orders
- Jolie Havens: Health care
- Bob Harris: Labor and employment
- Webb Vorys: Contracts, commercial and state stay home orders
This webinar is sponsored by a grant from The Nord Family Foundation.